Budgeting, paying bills, and managing bank accounts are all important personal finance skills. One high school in Vermont gave students an opportunity to learn about the world of personal finance in a unique way. A local non-profit group teamed up with employers and financial institutions to create a game that resembled the classic “Game of Life,” and invited students to play the game and learn about money management in the process. Listen to hear about the challenges and insights students had as they participated in the process of learning about personal finance.
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What should the government spend its money on? With a growing national debt this has become an important question. Economists see the government’s role in providing goods and services to be one that fills a need. The government should pay for things that make our lives better but that the private market cannot or will not provide. Listen to this story from Planet Money to learn the reasons why government has decided to pay for public goods such as lighthouses and autopsies.
For many high school students, stress related to academic achievement, extracurricular activities, and homework affects their mental and physical health. In this audio story, psychologists discuss when stress is helpful and when it is hurtful. Some parents and their teens discuss ways they have tried to lessen school stress, allowing life to be more manageable and enjoyable. Listen to hear more about how high school students and their parents have decided to make changes to lessen stress while still aiming to be high achievers.
Household management involves using resources wisely and being thrifty to stay within a budget. The word “economy” comes from the Greek word for household management, oikonomia. This management is difficult when people have too little money to buy what they need, which was the case for many after the stock market crashed in 1929. In an effort to make sense of what was going on, members of the U.S. government began to talk about what they called “the economy,” and they developed methods to quantify the situation and account for economic fluctuations. Listen to the story to learn more about the invention of what we call the economy and some of the means by which we measure its strength.
Making a T-shirt takes a lot of time, but it can be made cheaply. The origins of your T-shirts probably come from Mississippi, where cotton is grown, and the shirts were probably spun in Indonesia. In this story, reporters track the assembly of a T-shirt to Bangladesh and try to understand why that Asian country is currently "the cheapest place in the world to make a T-shirt." Bangladesh has established a specialization in garment production, and Bangladeshi garment factories further specialize in the production of cotton garments. Listen to the story to learn how these factories manage to undercut the prices of their competitors in other major garment producing countries and what the future may hold in store for them.
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These stories have challenging vocabulary and complex language structure.