Farida Jhabvala Romero / KQED

CURRENT EVENT | JANUARY 16, 2020

Lending Circles Boost Credit

When someone borrows money and pays it back on time, they build credit, and good credit allows them to borrow more. People without a good credit history are often blocked from important economic transactions like renting an apartment or buying a car. Low-income people, immigrants, and others often have trouble getting their first loan to build a good credit history. Lending circles offer a community-based solution by arranging for people to borrow from each other. Listen to hear participants explain how lending circles work and how the loans they receive can improve their lives.

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Story Length: 4:17

Listen to the Story:

Listening Comprehension Questions

  • What was one of Malala Yousafzai’s first experiences with the dangers of religious extremism?
  • After miraculously surviving her attack, what has Malala focused her work on?
  • What is the message that Malala is trying to send to those in power?
  • What does Malala want to do in the future?
  • What are the goals of Malala’s mission to support girls?

Discussion Themes

  • What is your opinion on Malala’s message about the power of education?
  • Why do you think that ISIS might want to silence people like Malala?

Socrative users can import these questions using the following code: SOC-1234